Tan Son Nhat International Airport (SGN) is an international airport located in Ho Chi Minh City (Saigon), the largest city in Vietnam. SGN airport receives the biggest number of domestic and international flights so there’s a high chance that you will start your Vietnamese adventure here. What money changers operate and how good currency exchange rates they offer at Ho Chi Minh Airport?
Tan Son Nhat International Airport (SGN) is the busiest airport in Vietnam which is well connected by international flights with various destinations in Asia and other regions. Plenty of domestic flights connect Saigon Airport with other cities in the country so normally flying to Ho Chi Minh City first and continuing your trip to other cities from there is the best travel option. If Ho Chi Minh Airport is the starting point of your Vietnam trip, stocking up with local currency (Vietnamese Dong - VND) there might be needed.
Even if credit cards and even US Dollars can be used for payments in Vietnam quite often, using cash in local currency is normally the safest, cheapest and sometimes the only option for making a payment here. As Tan Son Nhat Airport is a bit out of the city, you might need some Vietnamese Dongs right for getting into the center of Ho Chi Minh City or buying local SIM card.
You have two options for getting Vietnamese Dong at Ho Chi Minh Airport:
- Withdraw cash from ATM
- Exchange your foreign currency
You will find plenty of ATMs at Ho Chi Minh Airport but cash withdrawal in Vietnam is usually more expensive option than currency exchange. When withdrawing local currency from ATM, you not only loose on exchange rate (your home bank will often offer worse foreign exchange rate than Vietnamese banks) but also have to pay your bank’s foreign withdrawal fees and an addition fee charged by Vietnamese bank.
Even if most of the airports worldwide are known for giving very low exchange rates that sometime look more like a robbery than a fair deal, Saigon Airport is not one of them. Currency exchange rates at Ho Chi Minh Tan Son Nhat Airport are equal to some of the best exchange rates you can get in Ho Chi Minh City, if only you choose the right money changer.
Ho Chi Minh Airport Money Changers
Money changers can be found at both terminals of Ho Chi Minh Airport: domestic terminal (Terminal 1) and international terminal (Terminal 2). However, for getting the best exchange rate you will need to go to Terminal 2.
Money Changers at Terminal 1
During our last few visits at Tan Son Nhat International Airport (SGN), we’ve found only one currency exchange office operating at the domestic terminal (Terminal 1). Foreign exchange at Ho Chi Minh Airport’s domestic terminal was offered by Vietinbank. Vietinbank can be found in the Arrival Hall which is located on the first level of Terminal 1.
However, we didn’t get a chance to check the rates offered by this money changer as the bank was closed during all our visits. Opening hours of Vietinbank at Tan Son Nhat Airport’s Terminal 1 are very limited as the bank is only open Monday to Friday, from 8:00 to 11:30 and from 13:00 to 16:30.
As Vietinbank also has a branch at Noi Bai Airport in Hanoi, expect the exchange rates offered by Vietinbank at Ho Chi Minh Airport to be close to the ones offered by this money changer in Hanoi. Currency exchange rates at Hanoi Airport are worse than the best rates you can get at Tan Son Nhat Airport.
Money Changers at Terminal 2
There are several money changers operating at the international passenger terminal (Terminal 2) of Tan Son Nhat International Airport (SGN). Some of them can be found in the public area on the ground level (Arrivals), right after passing customs area. However, the meeting point is outside the building and normally people are not allowed to enter the Arrivals from outside.
On the second level of Terminal 2 (Departures) you can also find 3 currency exchange offices. Two of money changers are located nearby, between the entrances to Departure Hall. Money changers operating here are:
- Representative of BIDV bank on the left
- EximBank currency exchange office on the right
EximBank also has another branch in Departures that can be found after passing check-in desks.
Even if both money changers have screens available, none of them is displaying current currency exchange rates. That’s actually a very common practice in Vietnam that is really inconvenient for customers.
However, EximBank at least has a printed list of official exchange rates that can be seen behind the window. For knowing the exchange rate offered by BIDV you need to ask the staff.
During our visit to Ho Chi Minh Airport, BIDV was offering 25,236 VND for 1 Euro when EximBank was giving more - 25,491 VND, which is about 1% more. Both EximBank currency exchange offices were offering exchange rates that were exactly the same as displayed on their website. The same can’t be said about BIDV though.
Best Money Changer at Ho Chi Minh Airport
If you are looking for the best money changer at Ho Chi Minh Airport, we would definitely recommend finding the counter of EximBank currency exchange. The exchange rate here is really close to the best you can find in Ho Chi Minh City.
Current foreign exchange rates offered by the best money changer at Tan Son Nhat International Airport can be found on the official website: EximBank Exchange Rates.
Currency Exchange Rates at Ho Chi Minh Airport
Currency exchange rates offered by the best money changer at Tan Son Nhat International Airport (SGN) are really competitive. Even if you might be able to find a better exchange rate in Ho Chi Minh City (no guarantees for that though), the difference between the exchange rates will hardly be significant.
What currency exchange rates can be expected at Ho Chi Minh Airport? Let’s see!
USD exchange rate at Ho Chi Minh Airport
The mid-market USD exchange rate at the time of our visit at Tan Son Nhat Airport was 23,243 VND for 1 US Dollar, so the best rate offered at the airport (23,140 VND/USD) was only by 103 VND or about 0.44% lower than the mid-market exchange rate. For every 100 US Dollars exchanged here you’re losing only about 0.44 USD. Great deal!
Be noted that the best exchange rate is offered only for large US Dollar notes so bringing 50 USD or 100 USD bills will give you the best value for money here.
EUR exchange rate at Ho Chi Minh Airport
The mid-market EUR exchange rate during our visit was 25,712 VND for 1 Euro, so the exchange rate offered at Ho Chi Minh Airport (25,491 VND/EUR) was by 221 VND or about 0.86% lower than the mid-market rate. For every 100 Euro exchanged here you’re losing 0.86 EUR.
Euro exchange rate at Saigon Airport is a bit worse than USD exchange rate but it’s still much better than you would get anywhere in Europe. Actually, during our Vietnamese trip, it wasn’t easy to find a better deal than the one offered by EximBank in Ho Chi Minh.
GBP exchange rate at Ho Chi Minh Airport
The mid-market GBP exchange rate at the time was 30,007 VND for 1 British Pound, so the best exchange rate offered at SGN Airport (29,745 VND/GBP) was by 728 VND or by about 0.87% lower than the mid-market rate.
AUD exchange rate at Ho Chi Minh Airport
The mid-market AUD exchange rate during our visit was 15,777 VND for 1 Australian Dollar, so the exchange rate offered at the airport (15,634 VND/AUD) was by 143 VND or about 0.9% lower than the mid-market rate.
CAD exchange rate at Ho Chi Minh Airport
The mid-market CAD exchange rate at the time was 17,499 VND for 1 Canadian Dollar, so the exchange rate offered at Ho Chi Minh Airport (17,286 VND/CAD) was by 213 VND or by about 1.2% lower than the mid-market rate.
SGD exchange rate at Ho Chi Minh Airport
The mid-market SGD exchange rate at during our visit was 17,052 VND for 1 Singapore Dollar, so the exchange rate offered at Tan Son Nhat Airport (16,887 VND/SGD) was by 165 VND or only by about 0.97% lower than the mid-market rate.
JPY exchange rate at Ho Chi Minh Airport
The mid-market JPY exchange rate at the time was 214.01 VND for 1 Japanese Yen, so the exchange rate offered by EximBank at Saigon Airport (212.22 VND/JPY) was by 1.79 VND or by only about 0.84% lower than the mid-market rate.
THB exchange rate at Ho Chi Minh Airport
The mid-market THB exchange rate at the time was 769 VND for 1 Thai Baht, so the exchange rate offered at the airport (746 VND/THB) was by 23 VND or about 3% lower than the mid-market rate.
The best Thai Baht exchange rate at Ho Chi Minh Airport is very close to the one that you would be getting when buying Vietnamese Dong from money changers at Bangkok Airport.
If you are looking for the best deal for exchanging your Thai Baht, exchange your money to US Dollars in Thailand (e.g. at Superrich) and ask for 50-100 USD banknotes. Then exchange your US Dollars to Vietnamese Dongs at Ho Chi Minh Airport. This way you can save about 2% of your money!
Should you exchange money at Ho Chi Minh Airport?
It will be quite difficult to find better exchange rates in the center of Ho Chi Minh City and the difference between the rates will hardly be worth an effort, so exchanging your money at Tan Son Nhat Airport is really worth it. However, be sure to compare exchange rates offered by different money changers and choose the best deal. Otherwise, head to our favorite money changer at Ho Chi Minh Airport – EximBank.
If you don't want to waste your time looking for the best exchange rate at the airport, you can just book online a private transfer from SGN Airport to Ho Chi Minh City and you won't need Vietnamese Dongs for getting from the airport into the city.
Vietnamese SIM card can also be booked online and picked up at Ho Chi Minh Airport without cash payments.